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ESA-approved

Paying for school with ESA

Does my child qualify for an Arizona ESA, and how do we apply?

Yes, if you live in Arizona. Any child who could enroll in a public school, from kindergarten through 12th grade, is eligible for an Empowerment Scholarship Account (ESA). A child with an IEP, MET report, 504 plan or qualifying evaluation can apply in the disability category, which covers more services. You apply online with the Arizona Department of Education.

Facts last checked against the sources below. Written by the Goodwin Learning Academy team.

This is general information, not legal advice.

The short version

  • Any Arizona child who could attend public school, kindergarten through 12th grade, is eligible for an ESA.
  • The disability category needs a current Arizona public school IEP, MET report or 504 plan, or a qualified examiner's evaluation.
  • In grades 1 to 12, the disability category usually asks for 45 days of full-time public school first, with some exceptions.
  • The disability category lets the money pay for therapies, aides and evaluations as well as tuition.
  • ADE reviews a complete application within 30 days and funds accounts once a quarter.

What is an Arizona ESA?

An Empowerment Scholarship Account (ESA) is an account the Arizona Department of Education (ADE) runs for your child. It holds 90 percent of the state funding a district or charter school would have received for your child, not counting federal or local money. You spend it on education you choose, such as private school tuition, curriculum or tutoring (ADE, ESA Support).

The money sits in a digital account on a platform called ClassWallet, and you pay schools and providers from there (ADE, ESA Parent Handbook 2025-2026, p. 3). It isn't taxable income to you (ARS 15-2402(L)). The amount depends on several things, including the state's yearly education budget, your child's disability status and your school district (same handbook, p. 2). Your approval email states your child's quarterly amount, and ADE's ESA Support page links its approximate funding chart.

In return, you sign a contract with ADE (ARS 15-2402(B)). It sets out how you'll use the account. You agree to:

  • use part of the money to provide an education in at least reading, grammar, math, social studies and science;
  • not enroll your child in a district or charter school, and release your school district from most of its duties to educate your child;
  • not take a school tuition organization (STO) scholarship in the same year;
  • not file an affidavit to homeschool.

On an ESA, your child's support comes from the school and providers you choose and pay with the account. Your child doesn't have an individual right to the special-education services they would get in public school (same handbook, p. 34). Our guide to ESA vs IEP in Arizona covers what that means for an IEP, and the ESA funding page covers how families pay for school with an ESA.

Who qualifies for an ESA in Arizona?

Any Arizona resident who could enroll in an Arizona public school, in kindergarten or any of grades 1 to 12, qualifies. So does a child who could enroll in a public preschool program for children with disabilities (ARS 15-2401.01). ADE calls the kindergarten to 12th grade route "universal". A kindergartner must be 5 by January 1 of the contract year (ADE, Eligibility Requirements & Application).

ADE also has more specific categories, and each asks for its own documents. They include a student with a disability, a preschool student with a disability, a child of an active-duty service member, and a sibling of a current or past ESA student (ADE, ESA Parent Handbook 2025-2026, p. 8).

For a child with autism or another disability, two categories matter most:

  • Universal (kindergarten to 12th grade): your child's age and your Arizona residency. No disability paperwork.
  • Disability: a student who has an IEP (individualized education program), a MET (Multidisciplinary Evaluation Team) report, a 504 plan, or an independent educational evaluation when you apply (same handbook, p. 8).

Why apply in the disability category?

Because it opens more ways to spend the money. Every ESA can pay private school tuition. A student in the disability category can also use it for these services (ARS 15-2402(B)(4)(c)):

  • educational therapies from a licensed or accredited provider, including the part insurance doesn't cover;
  • a licensed or accredited paraprofessional or educational aide;
  • vocational and life skills tuition approved by ADE;
  • educational and psychological evaluations, assistive technology rentals and braille translation.

ADE's examples of approved therapies include applied behavior analysis (ABA), occupational therapy and speech therapy. To get a therapy approved, you send a copy of the provider's valid license or accreditation. ESA money can't pay fees for late, cancelled or missed appointments (ADE, ESA Parent Handbook 2025-2026, pp. 30-32). To use ESA money for therapies, your child needs disability documents on file with ADE (same handbook, p. 32). ADE can also issue a ClassWallet debit card to families of a student with a disability (ADE, ESA Support).

Question Universal (K-12) Disability category
Disability paperwork None A current IEP, MET report or 504 plan from an Arizona public school, or a qualified examiner's evaluation
45 days of public school before applying Not required Required in grades 1 to 12, with some exceptions
Private school tuition Yes Yes
Therapies, aides and evaluations No Yes

Source: ADE, Eligibility Requirements & Application; ARS 15-2401.01 and 15-2402(B)(4), checked 7 October 2026.

Which disability documents does ADE accept?

For a new application in the disability category, ADE asks for a MET or evaluation report, an IEP or a 504 plan from an Arizona public school. It must name your child's primary eligibility category and school-age eligibility, and it must be current on the day you apply. An educational evaluation from a qualified examiner also counts (ADE, Eligibility Requirements & Application).

"Current" means:

  • an IEP is still within its "anticipated duration dates";
  • a MET report or 504 plan hasn't passed its reevaluation date, if it lists one.

The documents need to come from an Arizona public school or a qualified examiner. ADE doesn't accept an ISP (individual service plan) from a private school, or an evaluation done by a private school. A qualified examiner is a licensed physician (MD or DO), psychologist or psychiatrist (same ADE page).

No IEP, MET report or 504 plan yet? Ask your school district. ADE says the district where you live, or the one your child attends, provides them at a parent's request (same ADE page).

Every new application, in any category, also needs these (ADE, ESA Parent Handbook 2025-2026, pp. 8-9; same ADE page):

  • your child's birth certificate, as a full-color image, with you listed on it (or on other legal papers);
  • proof of Arizona residency in your name, such as a complete utility bill from the past 60 days. ADE doesn't accept a P.O. box or a business address;
  • your driver's license or other government-issued ID.

What if my child has never been in public school?

Your child can still get an ESA. The universal category has no public school requirement. If you'd like the disability category, check the 45-day rule first. In the disability category, a student in grades 1 to 12 must have attended an Arizona public school full time for 45 days of the current or previous school year before you apply. Online public school hours can count (ADE, Eligibility Requirements & Application). The universal category has no such rule (ARS 15-2401.01).

ADE lists two exceptions: a child who has never attended a public school and is eligible for kindergarten, or for 1st grade (same ADE page). The law lists a few more (ARS 15-2401(7)(b)), including:

  • a student who was on an ESA before;
  • a child who has never attended a public K-12 school but attended a program for preschool children with disabilities.

A child who had a disabled/displaced school tuition organization (STO) scholarship has a different rule: 90 days of public school in the prior fiscal year, not 45 (same ADE page; ARS 15-2401(7)(b)(iii)). ADE's ESA service center can tell you whether an exception fits your child.

If none fits, you can still apply in the universal category. The handbook explains how a family already on an ESA can move their child to the disability category later, with an evaluation from your school district or an independent educational evaluation from a qualified examiner (ADE, ESA Parent Handbook 2025-2026, pp. 29 and 35-36). Two things to plan for:

  • Pay for that evaluation outside the ESA, or ask your school district for one. A universal ESA can't pay for the evaluation you use to qualify for the disability category (same handbook, p. 34).
  • The new award depends on the new category, so it can go up or down (same handbook, p. 36). Ask ADE's ESA service center about your child's case before you switch.

How do we apply for an ESA?

You apply online, through ADE's ESA portal, and you send every document with the application. Gather them before you start (ADE, ESA Parent Handbook 2025-2026, pp. 10-11).

  1. Choose your category and gather the documents above.
  2. Go to the ESA Applicant Portal. The first time, you create an ADEConnect account with your email and a password, then start a new application (same handbook, p. 10).
  3. Upload every document with the application (p. 11).
  4. Watch your email. ADE has 30 days to review a complete application (handbook, p. 10; ARS 15-2403(H)), and the decision comes by email, so check your spam folder too (ADE, ESA Support).
  5. If something is missing, ADE emails you a notice saying what. You have 30 days to upload it, so watch for that email. Once it's in, ADE has another 30 days to review it. An application still missing a document after 30 days is closed (handbook, p. 11).
  6. Once you're approved, the email gives your child's quarterly funding amount and tells you how to sign the ESA contract in the portal (handbook, pp. 10-11).
  7. When you sign, withdraw your child from public school. ADE says a student on an ESA can't also be enrolled in a district, charter or public online school, in almost all cases (ESA Support).

ADE accepts applications all year, from July 1 to June 30 (ARS 15-2403(H)).

When does ESA money arrive?

ADE funds ESAs once a quarter, and funding starts in the quarter you sign the contract (ADE, ESA Support). A new account takes time to set up after you sign: "approximately 3 weeks", says ADE's ESA Support page, or "approximately 3-5 weeks", says the handbook. Holidays can add time (ADE, ESA Parent Handbook 2025-2026, p. 46).

Quarter Quarter dates Funding dates
1 July 1 to September 30 July 15 to 31
2 October 1 to December 31 October 15 to 31
3 January 1 to March 31 January 15 to 31
4 April 1 to June 30 April 15 to 30

Source: ADE, ESA Parent Handbook 2025-2026, p. 3, and ADE's ESA Support page, checked 7 October 2026.

For an account that's already open, ADE requests each quarter's money between the 15th and the 30th of the funding month, and it takes 5 to 7 business days to show in the account, so actual deposit dates vary (ADE, ESA Support).

When you plan a start date, add up the steps: up to 30 days of review, another 30 if a document was missing, then 3 to 5 weeks to set up the account. One more rule: an application completed after March 31 and before July 1 is enrolled on or after July 1 (ARS 15-2403(H)). If your child's start date comes before the first deposit, ask the school how it handles that.

How does an ESA pay private school tuition?

ESA money can pay tuition and fees at a "qualified school". That's a private school in Arizona that doesn't discriminate on the basis of race, color or national origin (ARS 15-2401(6)), and that requires all teaching staff, and anyone with unsupervised contact with students, to be fingerprinted (ARS 15-2402(B)(4)(a)). ADE's ESA staff can't recommend schools or providers (ADE, ESA Parent Handbook 2025-2026, p. 4), so ask each school how it takes ESA payments.

There are two ways to pay a school (ADE, ClassWallet Information):

  • Pay Vendor. If the school is registered with ClassWallet, you upload its invoice there. Once ESA staff approve the order, ClassWallet pays the school, usually within 2 to 10 business days (handbook, p. 47).
  • Reimbursement. If the school isn't registered, you pay it yourself, then submit a detailed invoice and proof of payment to be paid back from the account (handbook, p. 49).

School payments go through Pay Vendor, not the ClassWallet debit card (handbook, p. 48). A tuition invoice must show the school's name and contact details, the invoice date and number, your child's name, itemized charges with dates of service, and the total (handbook, p. 43). You don't need to send the school's curriculum to pay tuition (ADE, ESA Support).

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More questions parents ask

Can my child with autism get an ESA?

Yes. Autism is one of the disabilities named in Arizona's special-education law (ARS 15-761). Any Arizona child who could enroll in a public school from kindergarten through 12th grade is eligible for an ESA. To apply in the disability category, which also pays for therapies and other services, you need a current IEP, MET report or 504 plan from an Arizona public school, or an evaluation from a qualified examiner (ADE, Eligibility Requirements & Application).

Do we have to reapply for the ESA every year?

No, but you renew it every year. ADE emails a renewal contract around May, and you sign it (ESA Parent Handbook 2025-2026, p. 57). The law doesn't require ADE to re-check the disability each year, and a student who qualified stays eligible to renew until finishing high school (ARS 15-2402(F) and (G)). Two classifications are tied to age: preschool severe delay ends at kindergarten, and developmental delay at age 10. To keep the disability award after that, you send a new evaluation (handbook, pp. 37-38).

What if ADE says my child isn't eligible?

You can appeal. Arizona law lets a parent appeal any ESA decision ADE makes, including enrollment eligibility, to the State Board of Education. When ADE tells you a decision, it must also tell you in writing that you can appeal, and how (ARS 15-2403(D)).

Can we apply now for a later start?

Yes, within limits. You can apply in advance for an ESA funded from the next school year (ARS 15-2402(B)(2)(c)). ADE can enroll your child on the later date, but not more than two fiscal quarters after the quarter you complete the application, and not between March 31 and July 1 (ARS 15-2403(H)).

Can my child stay on an ESA after 12th grade?

Yes, in some cases. A student with a disability who isn't ready to graduate from high school, and hasn't earned a GED, can stay eligible until age 22. In the spring of your child's 12th-grade cohort year, ADE emails you, and you make that choice in the ESA portal (ESA Parent Handbook 2025-2026, p. 38; ADE, ESA Support).

Can we use an ESA and an STO scholarship in the same year?

Not in the same year, so choose the one that fits your family for that year. The ESA contract says you won't accept a scholarship from a school tuition organization (STO) in the same year you sign it (ARS 15-2402(B)(3)). ADE treats taking both as a contract violation that can end the account, so settle on one before you sign (ADE, ESA Support).

Who can answer questions about our ESA application?

ADE's ESA service center, at (602) 364-1969, Monday to Friday from 8:00 AM to 5:00 PM, and until 8:00 PM on Mondays and Wednesdays. You can also email ESACallCenter@azed.gov or open a HelpDesk ticket in the ESA portal (ADE, ESA Support). A friend, relative or advocate can help you apply, but you submit your own documents and join any call or email with ADE (ESA Parent Handbook 2025-2026, pp. 5-6).

Sources

  1. Eligibility Requirements & ApplicationArizona Department of Education. Checked on .
  2. ESA Parent Handbook 2025-2026 (the edition ADE links as current)Arizona Department of Education. Checked on .
  3. ESA Support (program questions and answers)Arizona Department of Education. Checked on .
  4. ClassWallet InformationArizona Department of Education. Checked on .
  5. ARS 15-2401, DefinitionsArizona State Legislature. Checked on .
  6. ARS 15-2401.01, Definition of qualified student; expansionArizona State Legislature. Checked on .
  7. ARS 15-2402, Arizona empowerment scholarship accounts; fundsArizona State Legislature. Checked on .
  8. ARS 15-2403, AdministrationArizona State Legislature. Checked on .
  9. ARS 15-761, Definitions (special education)Arizona State Legislature. Checked on .

We check these sources every time we review this guide.

This guide explains general rules as of the date above. It isn't legal advice, and ESA rules can change every year. Check the sources, or call ADE's ESA service center at (602) 364-1969.

Questions about your child's ESA?

Our ESA Support team is at (602) 539-0150, ext. 103.